Job description
Senior Manager - Risk What are my responsibilities? · To handle credit underwriting of new business transactions related to Factoring · Make recommendation regarding credit decision to relevant authority based on risk assessment and analysis · Ensure timely review / enhancement of limits assigned for Factoring · Communicate effectively with the borrowers and internal stakeholders to address queries and provide credit decisions within agreed TAT · Monitor health of the portfolio and identify potential risks and opportunities to mitigate the risk · Stay updated on Industry regulations and best practices related to Credit underwriting and Factoring · Continuously evaluate and improve the credit underwriting process to enhance efficiency and effectiveness. · To participate in customer meetings when needed to fully understand the risks and opportunities. · Participate and actively handle the audits. · To liaise through structured meetings, with Management, Sales, and other members of the Risk Management team to ensure continuous improvement of business process. What else do I need to know? Knowledge and Experience · About 5-6 years of experience in risk or credit in a bank or a reputed NBFC in underwriting · Knowledge of Supply Chain Financing, Factoring products is preferred · Experience in commercial finance is mandatory. · Ability to take credit decisions. · Quick learning ability · Experience in LOS / LMS in a Bank or NBFC · CA or MBA from an institution of repute
This job post has been translated by AI and may contain minor differences or errors.
