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Credit Card SME

3 days ago 2026/08/28 Expires in 15 days
No experience required
Other Business Support Services
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Job description

  • Deep hands-on experience in CC product design and CVP definition including card product suites, rewards and loyalty programs, fee structures, limit management, and segment-specific propositions for retail, corporate, and SME customers.
  • Solid understanding of CC credit risk and approval mechanics including RAC frameworks, pre-approval logic, tiered cutoffs, ETB vs. NTB decisioning, and credit risk model interaction. Must be able to challenge and direct risk specialists, not necessarily model independently.
  • Proven ability to map and redesign customer journeys by documenting current-state flows, identifying friction points, and designing target-state experiences across digital and physical channels.
  • Functional understanding of digital banking technologies including eKYC, OCR, digital card issuance, API-based integrations, and real-time decisioning systems. Able to define technical requirements and review IT solution designs without writing code.
  • Experience preparing business cases and financial models for card product initiatives with comfort interpreting CC portfolio economics, revenue projections, and ROI frameworks.
  • Analytical capability to work with CC funnel data and portfolio metrics including activation rates, approval rates, time-to-card, transaction volumes, and average balance trends, and use these to drive product decisions.
  • Familiarity with SAMA regulations, and cashless transaction frameworks in the KSA market. Prior experience in KSA banking is strongly preferred.
  • Strong stakeholder management and cross-functional coordination skills with the ability to work simultaneously across Risk, CX, IT, Digital, Finance, Marketing, Ops, and Legal divisions.
  • Ability to translate complex product and technical requirements into clear documentation, backlog items, and training materials understandable by both business and IT audiences.
This job post has been translated by AI and may contain minor differences or errors.

Preferred candidate

Years of experience
No experience required
Degree
Bachelor's degree / higher diploma
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