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Job description

Job Summary:

One of our clients in Oman is looking for Financing Representative.



Key Responsibilities:
  • Financing sales activities                    
    •    Financing offering                    
    •    Negotiation of financing conditions within frames established by the Management     
    •    Follow-up on competition and competitors’ financing conditions                
    •    Develop and maintain good working relations with the company sales organization (particularly HHA)    
    •    Collection of credit information                    
    •    Evaluation of financing margins                    
  • Credit assessment                        
    •    Credit assessment of customers and prospects                
    •    Preparation of credit decisions                     
    •    Make recommendations for credit decisions and securities              
    •    Documentation and quality follow up on credit information            
    •    Develop local adaptations to the credit policy and make suggestions for revision of the Credit Policy
  • Credit administration                        
    •    Controlling financing agreements, supplementary documents and securities by way of the 4-eye principle along with the Dubai based Administrator                
    •    Assure agreements are properly dated, stamped and signed and if applicable legalized in due course
    •    Collection of documents required pre/at delivery such as acceptance certificate and insurance policies
  • Business Development    
    •    Development and introduction of new products and services            
    •    Develop and maintain relations to strategic financing partners and suppliers in the region            
  • Reporting
    •    Support in sourcing data and preparing financing sales statistics                    
    •    Supporting the preparation of monthly reports                
  • Credit Risk Control
    In this field the FR has a dotted line of subordination to the CRM in accordance with the Credit Risk policy
    •    Pro-active collection of payments and monitoring of non-payers                    
    •    Legal issues related to bad payers                     
    •    Repossessions                        
    •    Continued follow-up on parties having issued guarantees

Requirements:
  •  2-5 years essential experience:
    • Relationship building
    • Financing
    • Credit evaluation
    • Business
    • Computer (user)



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