Job description
We are seeking a highly skilled Senior Product Engineer with expertise in Relationship-Based Pricing (RBP) and Zafin SaaS platform to drive pricing strategy, implementation, and optimization across banking products.
The ideal candidate will bridge business and technology, enabling dynamic, customer-centric pricing models aligned with revenue and digital transformation goals.
Key Responsibilities 1.
Pricing Strategy & Design Define and implement relationship-based pricing strategies aligned with bank revenue objectives.
Design pricing frameworks considering customer relationships across products and channels.
Enable differentiated pricing strategies for Retail, SME, and Corporate Banking segments.
Develop pricing segmentation strategies based on customer profiles and behavior.
Ensure alignment between pricing strategies and overall profitability goals.
Support cross-sell initiatives and optimize relationship value through pricing models.
Establish enterprise-wide pricing governance, standards, and policies.
Collaborate with product teams to design dynamic and contextual pricing strategies.
2. Zafin SaaS Platform Implementation Lead end-to-end implementation of Zafin Relationship-Based Pricing (RBP) platform .
Configure pricing rules, bundles, offers, and discount structures within Zafin.
Translate business pricing models into configurable rules within the platform.
Manage integration with core banking systems (e.
g., Finacle) and other enterprise systems.
Ensure seamless data flow between upstream and downstream systems.
Enable and manage pricing APIs for real-time consumption by digital channels.
Oversee pricing catalog management, lifecycle of rules, and release upgrades.
Ensure platform scalability, performance, and high availability.
3. Product & Pricing Management Define and implement pricing structures for banking products (accounts, loans, payments, etc.
). Configure fee waivers and benefits based on customer relationship tiers.
Enable bundled pricing models across multiple banking products.
Support product launches with accurate and timely pricing configurations.
Monitor and analyze pricing performance to drive continuous improvement.
Required Skills & Experience Strong experience in Relationship-Based Pricing (RBP) within banking/financial services.
Hands-on experience with Zafin SaaS platform implementation and configuration.
Solid understanding of core banking systems (preferably Finacle) .
Experience in pricing strategy, product configuration, and revenue optimization.
Knowledge of API integrations and enterprise system architecture.
Strong analytical and problem-solving skills with a business-first mindset.
Ability to collaborate with cross-functional teams (Product, Tech, Business).
Preferred Qualifications Experience working with digital transformation programs in banking .
Exposure to retail, SME, and corporate banking domains .
Familiarity with pricing governance frameworks and compliance standards .
This job post has been translated by AI and may contain minor differences or errors.
