Relationship Mgr

Strategy
•    Result-driven professional having experience in lending products-Loan Against Securities, delivering consistent and reliable results, supporting revenue growth and improving cost efficiency. Expertise in optimizing team performance, improving operational and financial efficiency, enhancing capital position, and maximising compliance to mitigate risk coupled with domain knowledge of equity capital market products & services and banking. 
Business
•    Strategies on scaling up of products under the Division - Loan against Securities.
•    Regular interaction with internal stakeholders – Wealth Managers, Branches, referrals, Finance, Risk & Compliance, Legal, Operations etc.
•    Monitor client exposure, Single Borrowing & Group Borrowing Limits, loan to value, deviation, portfolio & concentration risk across scrip, sector, asset class etc. 
•    Implement automated systems and technology for credit monitoring & compliance 
•    Define process flow for new products & design training modules and design periodic training session to branches, referrals and internal stake holders. 
•    Interact & liase with industry peers and use market insights for enhancements of products & services 
Processes
•    Look at process re-engineering, developments and improvements in the existing product range through continuous feedback from end users and competitor analysis. 

People & Talent
•    Manage a team of Relationship managers and develop talent within the team. 
•    Manage & Lead team Client Service Managers. 
Risk Management
•    Effectively Manage the client portfolio and account by working closely with Risk & Credit
Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•    Lead the business] to achieve the outcomes set out in the Bank’s Conduct Principles: 
Key stakeholders
•    SCB PvB Team
•    Risk & Policy , Operations & Auditors

•    Capital Market/Loan Against Securities

Education
•    Graduate/Postgraduate in Finance
Training
•    Capital Market Proficiency
Language
•    English

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.