Job description
This role is for one of the Weekday's clients Salary range: Rs 3000000 - Rs 5000000 (ie INR 30-50 LPA) Min Experience: 5 years Location: Bengaluru JobType: full-time We are looking for an experienced and analytical Credit Risk Manager to join our team in Bengaluru.
This full-time role is ideal for professionals with a strong background in credit risk, financial analysis, and data-driven decision-making.
With a minimum of 5 years of experience, you will play a critical role in assessing, managing, and mitigating credit risk across portfolios while supporting business growth through sound risk strategies.
As a Credit Risk Manager, you will be responsible for developing risk frameworks, building and refining risk models, and continuously monitoring portfolio performance.
The role requires a deep understanding of financial risk, strong SQL skills for data analysis, and the ability to translate insights into actionable strategies.
You will work closely with cross-functional teams including product, finance, and analytics to ensure risk is effectively managed while enabling business scalability.
Key Responsibilities Develop, implement, and enhance credit risk strategies, policies, and frameworks Build and maintain risk models for credit assessment, underwriting, and portfolio management Perform detailed data analysis using SQL to extract insights and support decision-making Monitor portfolio performance, identify risk trends, and recommend corrective actions Design and track key risk metrics such as default rates, delinquency trends, and exposure levels Conduct risk assessments for new products, segments, and lending strategies Collaborate with product and business teams to balance risk and growth objectives Improve underwriting processes and decision systems through data-driven approaches Perform stress testing and scenario analysis to evaluate portfolio resilience Ensure compliance with internal risk policies and regulatory requirements Prepare reports and dashboards for senior stakeholders highlighting risk performance and insights What Makes You a Great Fit Minimum 5 years of experience in credit risk, financial risk, or risk analytics roles Strong expertise in credit risk management, portfolio monitoring, and risk modeling techniques Advanced proficiency in SQL for data extraction, analysis, and reporting Solid understanding of financial products, lending processes, and risk frameworks Experience in building or working with statistical or predictive risk models Strong analytical and problem-solving skills with attention to detail Ability to interpret complex datasets and translate them into actionable business insights Effective communication and stakeholder management skills Experience working in fast-paced, data-driven environments such as fintech, banking, or NBFCs is preferred Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field
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