Senior Manager, Wholesale Credit

Title: Senior Manager, Wholesale CreditLocation: Dubai, United Arab Emirates
About the CompanyOur client, a well-established UAE-based financial institution, is seeking a Senior Manager, Wholesale Credit. The organisation has a strong presence in corporate and commercial banking and is recognised for its disciplined credit culture, robust risk governance and strong regulatory standards. The bank continues to grow its wholesale lending portfolio across key sectors in the UAE and wider region, with a focus on prudent underwriting and sustainable credit growth.
Key ResponsibilitiesLead the credit assessment and underwriting of wholesale lending transactions across corporate and commercial banking clientsReview and analyse complex credit proposals, including financial analysis, cash flow modelling, and industry risk assessmentProvide independent credit recommendations and ensure alignment with the bank’s risk appetite and credit policiesOversee end-to-end credit approval processes, including structuring, documentation review, and covenant analysisMonitor existing wholesale credit exposures and proactively identify emerging risks or early warning indicatorsPartner closely with Relationship Management, Risk, and Credit Committees to support sound lending decisions and portfolio quality
Requirements7–10+ years of experience in wholesale credit, corporate banking, or credit risk within banking or financial servicesStrong background in credit underwriting, with proven experience assessing large corporate and/or SME lending transactionsDeep understanding of financial statement analysis, credit structuring, and risk assessment techniquesExperience working within credit approval processes and presenting to credit committeesStrong stakeholder management skills with the ability to influence senior stakeholders and front-office teamsStrong analytical mindset with high attention to detail and sound commercial judgement