Payments Officer - FTS Processing Maker

To perform hands-on processing of UAEFTS transactions, including file preparation, validation, and submission, ensuring timely execution within cut-off times.

Job Purpose

To perform hands-on processing of UAEFTS transactions, including file preparation, validation, and submission, ensuring timely execution within cut-off times.

Key Responsibilities

• Prepare, upload, and process FTS transaction files (Maker role)
• Perform data validation (IBAN, beneficiary details, duplicates, formatting)
• Ensure transactions are submitted within Central Bank cut-off times
• Handle rejected transactions (NACK, returned, failed payments) and reprocess
• Maintain transaction logs and audit-ready documentation
• Support daily reconciliation of FTS transactions and exceptions
• Liaise with internal teams to resolve data or processing issues
• Escalate complex issues to Checker/Senior Officer

Requirements

• 2–5 years of hands-on experience in payments processing (FTS preferred)
• Proven experience in processing fund transfers as Maker (not only monitoring)
• Practical knowledge of:
  • FTS file processing & validation
  • Transaction rejection handling (NACK / returns)
  • Cut-off times & SLA management

Ability to handle high-volume transactions with accuracy