Executive Director, Structured Credit Investment

JOB PURPOSE: 

As part of GM Investments, the Portfolio Manager will drive the build-out and growth of Private ABS investments, with a focus on SME, consumer, fintech-originated receivables, and forward-flow structures.

The role will expand the structured credit mandate, developing scalable exposure to private ABS, warehouse facilities, forward-flow agreements, and securitization take-outs, primarily targeting senior and super-senior risk (AAA/AA/A) within the Bank’s risk appetite.

Working in close partnership with the Head of Investments and Head of Fixed Income Investments, the Portfolio Manager will originate, structure, and manage proprietary investment frameworks, contributing to diversification, recurring income generation, and long-term growth of structured credit portfolios.

KEY ACCOUNTABILITIES:

• Construct and actively manage portfolios of private ABS, with exposure to SME lending, consumer finance, fintech-originated receivables, and specialty asset classes.

• Originate and execute forward-flow transactions with fintech platforms, non-bank lenders, and specialty finance companies.

• Develop and oversee warehouse, prefunding, and term securitization structures, including transition from private ABS to rated public take-outs where relevant.

• Design robust investment frameworks for private ABS, ensuring compliance with internal risk appetite, regulatory constraints, and capital treatment.

• Maintain active dialogue with fintech platforms, originators, servicers, arrangers, and rating agencies to source opportunities and manage asset performance.

• Implement strong risk monitoring, performance analytics, and P&L attribution frameworks for private and illiquid structured credit portfolios.

• Integrate macroeconomic, relative value, and structural analysis into investment decision-making.

• Apply advanced modelling and structuring expertise, including cash-flow modelling, stress testing, and scenario analysis for private ABS.

• Identify new asset classes (e.g. BNPL, merchant cash advance, trade receivables, digital SME lending) consistent with the Bank’s risk appetite

Specific Accountability:

As this mandate will lead to new portfolios and asset classes, the Portfolio Manager will:

• Build the end-to-end investment and risk infrastructure (credit, legal, operational, servicing).

• Establish private ABS and forward-flow governance frameworks within the Bank.

• Act as a center of expertise on private structured credit, supporting Risk, Legal, Compliance, Treasury, and Finance teams.

• Ensure scalability from bilateral / private transactions to securitized formats.

• Maintain strong market visibility and represent the Bank across global private ABS and fintech credit ecosystems.

•Collaborate with internal teams on: Capital efficiency and regulatory treatment, Liquidity management, Accounting and valuation of private assets

QUALIFICATIONS & EXPERIENCE:

Minimum Qualification

Minimum 10 years of experience in structured credit, private ABS, or specialty finance

Proven track record in managing portfolios and launching new mandates across structured credit products.

Advanced structuring and modelling skills (cash-flow models, stress tests, waterfall analysis).

Experience gained at:

Alternative Asset Managers, Investment Banks, or Specialty Finance Platforms.

Excellent stakeholder management and communication skills for global market engagement

About Us:
First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.
Life at FAB:
Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization
Career Development:
FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.
Our Values:
At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.
Join our team and be part of a journey to shape the future of banking.