Credit Evaluator (UAE National Only)

Job Purpose
 
The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies.
The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes.

Key Result Areas

•    Timely and accurate evaluation of credit applications in line with approved credit policies.
•    Proper verification and validation of customer income, employment, and liability documents.
•    Basic financial analysis including affordability, debt ratios, and exposure calculations.
•    Identification and escalation of credit risks, discrepancies, or policy deviations.
•    Adherence to regulatory, compliance, and internal credit governance requirements.
•    Maintenance of complete, accurate, and audit-ready credit files and system records.
•    Achievement of defined productivity, turnaround time, and quality benchmarks.
•    Effective coordination with sales, operations, and senior credit teams to support credit decisions.

Knowledge, Skills and Experience
•    Graduate with 1 yr work experience in Credit Management environment.
•    Excellent analytical skills.
•    Sound interpersonal skills
•    Sound knowledge in MS office tools for report purposes
•    Good PC skills.
•    Ability to solve problem and work independently.
•    Should be customer focused and achievement oriented.