About the Team

The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.

Role Overview

As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.

Responsibilities

• Architect, build, and maintain backend systems for card issuing and card lifecycle management

  
  

• Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)

  
  

• Define and drive the system architecture, service boundaries, and integration patterns for card platform services

  
  

• Ensure system reliability, scalability, and compliance with payment network standards

  
  

• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications

  
  

• Establish engineering best practices, code quality standards, and technical documentation for the team

  
  

• Work hands-on — this is a builder role, not a pure advisory position

  
  
  

Requirements

• 8+ years of backend engineering experience with strong Java / Spring expertise

  
  

• Direct experience building or maintaining a card system  

  
  

• Experience with card certification processes and/or card onboarding programs

  
  

• Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure

  
  

• Understanding of card network standards, payment flows, and compliance requirements

  
  
  

Preferred Qualifications

• Experience at a fintech, startup, or crypto company that has issued cards

  
  

• Familiarity with card lifecycle management, tokenization, and payment gateway integrations

  
  

• Experience working in agile, fast-paced environments with short release cycles