Zonal Manager - Debt Management Services - SME

Job Purpose “This position is open with Bajaj Finance ltd.
” Duties and Responsibilities To achieve Debt Management Services targets assigned to the territory by meeting Debt Management Services target for the states or region assigned.
Meeting the Target on Cost of Debt Management Services.
Ensuring meeting PI Targets within cost limit specified.
Ensuring legal guidelines are complied for entire Debt Management Services structure in letter and sprits.
Ensure that the Debt Management Services agencies and executives adhere to the legal guidelines provided by the law in force.
Ensure adherence to the Code of Conduct.
Continuously monitoring Debt Management Services agencies and Debt Management Services executives to identify fraudulent practices and ensure that no loss is incurred due to such activities.
Keeping the write off per cent within risk pricing.
Control portfolio in terms of bucket flows.
Handle customer issues escalations.
Feed back on credit policy based on market conditions.
Approve waivers on PI as per delegation matrix.
Ensuring documented feedback and action taken on all cases in soft buckets.
Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise.
Manage and put support mechanism for legal / police issues.
Ensuring audit queries are complied with, ensuring corrective and preventive action.
Manage productivity by fixing productivity parameters for DMA / Agencies / Debt Management Services executives monitoring performance against set parameters and daily review of Area Managers and monthly review of Debt Management Services officers.
Recruitment of Debt Management Services officers / area managers.
Constant evaluation of Debt Management Services officers/area managers Required Qualifications and Experience People Management skills.
<br/>Х Demonstrated success & achievement orientation.
<br/>Х Excellent communication skills.
<br/>Х Negotiation Skills<br/>Х Strong bias for action & driving results in a high performance environment.
<br/>Х Demonstrated ability to lead from the front.
<br/>Х Excellent relationship skills.
<br/>Х Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance.
.<br/>Х Exceptionally high motivational levels and needs to be a self starter.
<br/>Х Working knowledge of computers.