TFL – Lending, AVP

Job Title: TFL – Trade AVP

Location: Pune, India

Role Description

• It’s a popular perception that ‘if you have experience in Trade Finance Operations, you are never out of job’. We handle multiple products like Letter of Credit, Collections, Bank Guarantees etc.

  
  

• Depending on your appetite to learn, you will get enough opportunities to learn multiple products/processes. The learning never ends in Trade Finance Operations. Our subject matter experts will ensure that you get the necessary training on the products and processes.

  
  

• The enduring need for global trade, coupled with the intricate expertise required to navigate its financial instruments and regulations, makes professionals in Trade Finance Operations perpetually in demand and highly valued. Their specialized knowledge in securing complex international transactions ensures continuous career stability and broad opportunities across the financial sector.

  
  

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.

  
  

• Gender neutral parental leaves

  
  

• 100% reimbursement under childcare assistance benefit (gender neutral)

  
  

• Sponsorship for Industry relevant certifications and education

  
  

• Employee Assistance Program for you and your family members

  
  

• Comprehensive Hospitalization Insurance for you and your dependents

  
  

• Accident and Term life Insurance

  
  

• Complementary Health screening for 35 yrs. and above

  
  

Your key responsibilities

• Managing the portfolio of sourced transaction processing for Bank Guarantees for a particular country or a set of countries.
• Knowledge on handling and processing claims related to Bank Guarantees.
• Performing workability checks and due diligence on incoming and outgoing guarantee texts to ensure compliance and mitigate risks.
• Managing "extend or pay" scenarios and processes for expiring guarantees.
• Stakeholder management with a focus on internal and external clients.
• Ensuring high client satisfaction through efficient and accurate Guarantee processing.
• Collaborating with multiple internal clients, across distinct process groups and locations, related to Guarantee issuance and management.
• Driving growth in a controlled environment, specifically within the Guarantee product space.
• Measurement and adherence to Key Performance Indicators (KPIs)
• Keeping errors and operational risks under control within the Guarantee processing unit.
• Managing crises related to Guarantee transactions without operational loss.
• Driving Efficiency Gain related projects through various initiatives / changes, specifically for Guarantee workflows.
• Deep dive in process and authorizing high value and complex Guarantee transactions.
• People Management – Recruitment, development, training, and managing attrition within the Guarantee operations team.

Your skills and experience

• Possesses adequate understanding of Trade related rules and guidelines as commissioned by ICC, specifically URDG 758 and other relevant ICC publications for Guarantees.
• In-depth understanding and practical experience in handling Bank Guarantee claims, including dispute resolution.
• Proven ability to perform thorough workability checks and vet complex guarantee texts, identifying potential risks and ensuring adherence to internal policies and external regulations.
• Experience with "extend or pay" processes and related decision-making.
• Understanding of both Direct and Indirect Guarantee processes.
• Good understanding of legal, credit, and operational risks in handling of Guarantee product/services.
• Good communication skills (oral and written) to effectively manage stakeholders and explain complex Guarantee terms.
• Flexible to work in late night shifts.
• Strong background and sound knowledge in Trade finance Operations, with significant experience in Bank Guarantees, managing a team size of 25+ FTE or more.
• CSDG (Certificate for Specialists in Demand Guarantees) Certification is a strong added advantage.

How we’ll support you

• Training and development to help you excel in your career.

  
  

• Coaching and support from experts in your team.

  
  

• A culture of continuous learning to aid progression.

  
  

• A range of flexible benefits that you can tailor to suit your needs.

  
  

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.