Associate Ops-Cards Operations Acq

·       Daily charge back handling strategy to avoid financial losses to the bank, merchants and card holders.  Analyze and advice dispute reduction strategy to acquiring merchant to reduce dispute losses.                        
·        Implement, maintain and improve processes to ensure effective operational processes to monitor and maintain financial controls and achieve business objectives to enhance/optimize profitability of the merchant and issuance business.                        
·        Be part of the business decision and work closely with product and promotions teams to understand current and future requirements, ensuring the crucial balance between risk and service is well understood and accepted.                        
·       Provide guidance in developing and maintaining procedures for product implementation, case approval, compliance programs, monitor quality performance of financial and chargebacks processes.  Provide analysis and guidance in establishing internal and external agreements.                        
·       Plan and develop card financial and chargeback training programs to card center staff to develop their skill.  Plan and establish effective relationships with member banks and service level agreements with internal and external departments.                        
·       Responsible for monitoring and implementing compliance requirements from card schemes like Visa / Mastercard/JCB/CUP/DINERS and other regional switches    

• Complete awareness of policies and procedures for onboarding of new merchants / existing merchants for both POS and E-commerce businesses.

• Ensure all documents ( merchant agreements, trade licence, passport copies, ID documents, MOA, Board resolution etc) required for onboarding are duly submitted as per the check list

• Ensure the documents are completed in all respects

• Perform all system related and negative checks

• Raise exceptions and seek compliance approval wherever required

• Knowledge of general banking with good experience in merchant onboarding procedures and the local policies.

• 1-3 years of cards domain/multi-discipline banking experience.

• Good communication skills (both written & verbal),Good analytical thinking/interpersonal skills

• Strong knowledge on MS Office tools, MIS reporting and analysis

• Hands on experience in any card management system