Analyst-Risk Management

The Enterprise Risk Management and Risk Oversight Organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.
We are seeking experienced Risk and compliance professionals who want to be a part of the evolution for the next generation of risk management.
Incumbent will be part of Enterprise Risk Management team, American Express Banking Corp., India within the GRC organization and will roll into the Chief Risk Officer (CRO) team of AEBC India. The incumbent will support in providing an oversight of risks impacting AEBC India covering Operational Risk such as Third Party ,Data and Processing, Execution & Change etc. particularly in the context of implementation of the Bank’s transformation initiative of migration to new set of platforms and capabilities (both consumer and corporate portfolio) .The incumbent will work with a team of risk professionals in India and will be responsible for identifying, measuring, monitoring, and reporting on the risks.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

• Monitor risk appetite thresholds and escalation triggers across key risk types, with a focus on Operational risks (Processing, Execution & Change, Third Party, Data, Conduct).

  
  

• Identify and evaluate risks associated with the bank’s platform transformation, including issuing product migrations to new platforms and capabilities across risk pillars such as Credit, Processing, Execution & Change, Third Party etc. and creating awareness amongst senior management as needed.

  
  

• Conduct risk assessments and provide independent oversight across business processes and transformation initiatives covering Third-party lifecycle management.

  
  

• Develop and implement data-driven Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) to monitor Third Party operational performance

  
  

• Perform ad hoc analysis to assess underlying risk drivers and support risk leadership with actionable insights

  
  

• Conduct process testing and assess control design and operating effectiveness for critical vendors

  
  

Minimum Qualifications

• 2+ years of experience in operational and compliance risk management, preferably within a Bank/fintech or NBFC
• Graduation/post-graduation from top-tier institute.
• Strong analytical & problem-solving skills

• Prior experience of working on SQL (Hive & Big Query) & Python

  
  
• Ability to manage multiple priorities in a fast-paced environment.
• Familiarity with laws, rules and regulations applicable to credit cards, banking, merchant services, network, payments industry, and data protection, etc.

Additional Skills

• Strong stakeholder management and collaboration skills across teams and leadership levels

  
  

• High integrity with the confidence to challenge and be challenged constructively

  
  

• Proactive in identifying issues and advising recommended solutions to correct issues or mitigate risks.

  
  

• Excellent verbal and written communication skills